Himanshu Kumar | Portfolio & Profile · III Licentiate | Data Analytics

Entity Bio

Strategic Profile & Domain Foundation

Merging statutory insurance acumen with modern software engineering tools and quantitative rigor.

Official Professional Profile: Merging Statutory Underwriting with Data Analytics

Welcome to the official portfolio and professional profile of Himanshu Kumar. I am an MBA candidate in Finance & Marketing at Renaissance University, Indore (2025–2027), backed by an undergraduate degree in Commerce and Computer Applications (B.Com) with 75.5% Distinction from St. Aloysius College, Jabalpur.

As an accredited Licentiate from the Insurance Institute of India (III), I combine deep statutory understanding of life and general insurance governance with Data Analytics, quantitative risk profiling, and algorithmic fraud triage.

My experience spans financial planning and B2B outreach at SAVI Wealth, digital AI product trials as a Google Student Ambassador (Ping Digital Broadcast) for Gemini AI, event analytics for Renaissance University ("Think It"), and executive leadership training as an Aspire Leaders Fellow (founded by Harvard faculty).

⚖️ Underwriting Scrutiny

Evaluating policy risk indices, proposal integrity, and financial eligibility metrics.

🔍 Claims Intelligence

Auditing claim settlement ratios (CSR), document triage, and anomaly detection rules.

📊 Operational Dashboards

Building real-time analytics suites monitoring corporate outreach and conversion velocity.

⚡ InsurTech Automation

Deploying n8n and LLM prompt engineering to streamline document intake and validation.

Domain Specialization

InsurTech & Risk Analytics

Location

Indore, Madhya Pradesh, India

Corporate Email

hk486888@gmail.com

Verified Entity

linkedin.com/in/hk-portfolio

Track Record

Professional Experience & Impact

Hands-on experience in financial risk structuring, analytics dashboard engineering, and AI tool adoption.

B2B Outreach & Financial Literacy Intern

🏛️ Savi Wealth (NJ Wealth Partner) · Indore, MP

July 2026 – August 2026

Quantitative Risk Profiling: Evaluated client income, liabilities, and risk tolerance to structure tailored protection portfolios (term life, comprehensive health insurance, and mutual funds).
Operational Analytics Dashboard: Designed and deployed an operational performance dashboard tracking institutional outreach seminars, participant engagement, and lead-to-client conversion velocity.
Corporate Seminars: Coordinated and delivered financial literacy workshops for corporate and academic audiences, communicating insurance protection fundamentals.

Google Student Ambassador Intern

🌐 Ping Digital Broadcast (Google Gemini AI Trials) · Indore, MP

July 2026 – September 2026

AI Product Evaluation & User Interviews: Organized Google Gemini AI trial sessions and 1-on-1 qualitative interviews across student cohorts, evaluating prompt efficacy and workflow productivity.
Campus Telemetry & Growth: Spearheaded digital awareness initiatives and on-campus activations, tracking trial engagement metrics and user retention patterns.

Leadership Fellow

🎓 Aspire Institute (Founded by Harvard Business School Faculty)

February 2026 – April 2026

Completed a competitive global fellowship program, mastering frameworks in data-backed decision-making, ethical leadership, and cross-functional project execution.

Operational Data & Reporting Volunteer ("Think It")

📊 Renaissance University · Indore, MP

May 2026 – June 2026

Engineered automated Google Sheets daily tracking models, aggregating real-time attendee attendance and interaction metrics with zero reporting lag.

Technical Architecture

Core Insurance & Analytical Competencies

Structured across three essential disciplines: Insurance Domain Governance, Data Science, and Workflow Automation.

🛡️

Insurance Domain & Underwriting

Deep statutory and operational grasp of Indian insurance frameworks following Insurance Institute of India (III) standards.

Underwriting Scrutiny & Risk Profiling90%

III Licentiate Legal & Policy Principles92%

Claims Verification & Checklist Review85%

Life & Health Policy Administration88%

📊

Data & Quantitative Analytics

Exploratory data analysis, mathematical scenario modeling, and business intelligence dashboards for underwriting teams.

Advanced Excel (XLOOKUP, Scenarios, Pivots)92%

Python (Pandas, NumPy, EDA - Kaggle Certified)82%

KPI Tracking & Conversion Funnel Dashboards86%

Actuarial Data & Risk Modeling Basics84%

⚡

InsurTech Automation & AI

Modern orchestration engines, Google Workspace scripts, and LLM prompt engineering for operational efficiency.

Workflow Orchestration (n8n & Webhooks)80%

Google Apps Script & Sheet Automation85%

Prompt Engineering (Gemini & Claude AI)90%

Automated Document Parsing Pipelines82%

Institutional Case Studies

InsurTech & Risk Analytics Projects

Applied projects with measurable outcomes demonstrating quantitative modeling and workflow orchestration.

100% Sizing Precision Risk & Actuarial Tech

Insurance Risk Profiling & Coverage Sizing Engine

Engineered a quantitative financial assessment framework analyzing 15+ demographic and solvency indicators (dependants, income stability, liabilities) to compute calibrated term life and health insurance coverage limits with risk-adjusted deductibles.

Python (Pandas) Risk Sizing Financial Modeling Excel

70% Reporting Lag Reduction BI & Operations

B2B Seminar Analytics & Conversion Dashboard

Constructed a real-time tracking dashboard for institutional financial literacy seminars during the Savi Wealth internship, monitoring attendee participation, follow-up response latency, and lead-to-policy conversion velocity across corporate accounts.

Google Apps Script KPI Funnel Google Sheets Python

65% Triage Latency Reduction Workflow Automation

InsurTech Automated Claims Triage & Document Scrutiny

Developed an automated policy document parsing prototype connecting webhook triggers in n8n with Gemini LLM structured prompt pipelines to extract policy clauses, check mandatory claim documentation, and flag anomalies before underwriter handoff.

n8n Prompt Engineering Document Extraction JSON Webhooks

12+ Top Insurers Benchmarked Market Intelligence

Comparative Analysis of Indian Health & Term Insurance Products

Conducted an empirical market benchmarking study analyzing retail health and term insurance policies across leading Indian public and private insurers—evaluating Claim Settlement Ratios (CSR), IRDAI solvency buffers, room rent capping, and cost-per-crore metrics.

CSR Benchmarking IRDAI Solvency Comparative Analysis Excel

Accreditations

Verified Professional Certifications

Formal credentials validating statutory insurance domain mastery, programming, and AI tools.

★ Core Credential

🏛️

Licentiate Certification (Life & Non-Life)

Insurance Institute of India (III)

Issued: September 2026 · Credentialed

✓ Verified

🤖

Google AI Essentials & Prompting Essentials

Google Specialization

Issued: June 2026

✓ Verified

🐍

Python Data Analysis Certification

Kaggle

Issued: May 2026

✓ Verified

📈

Mutual Funds Management

Reliance Foundation & Skill India

Issued: May 2026

✓ Verified

🎓

Aspire Leaders Program Fellow

Aspire Institute (Founded by Harvard Faculty)

Cohort: 2026

✓ Verified

📜

Investor Education (Basic)

BSE & Skill India

Issued: February 2026

Academic Pedigree

Higher Education & Foundations

Degrees integrating commerce, quantitative business management, and computer applications.

🎓

2025 – 2027 · Currently Pursuing

Master of Business Administration (MBA)

Renaissance University · Indore, Madhya Pradesh

Specialization: Finance & Marketing · Risk Assessment & Decision Models

💻

Aug 2021 – Jun 2023 · Graduated with Distinction

Bachelor of Commerce (Computer Applications)

St. Aloysius College · Jabalpur, Madhya Pradesh

Score: 75.5% (Distinction) · Information Technology & Commercial Accounting

🏫

Completed 2020

Higher Secondary Certificate (Class XII, CBSE)

D.A.V Public School · Singrauli, Madhya Pradesh

Score: 69.2% · Central Board of Secondary Education

Initiate Contact

Let's Connect & Collaborate

Open to core non-sales roles in Insurance Analytics, InsurTech Associate, Underwriting Scrutiny, and Claims Operations.

Connect Directly

Whether you are an underwriter, claims leader, InsurTech founder, or recruiter looking for an analytical candidate with III Licentiate qualifications, feel free to reach out.

📧

Direct Email

hk486888@gmail.com

📍

Primary Location

Indore, Madhya Pradesh, India

💼

LinkedIn Profile

linkedin.com/in/hk-portfolio